Since you are an existing Standard Chartered credit card client, you do not need to submit any additional documentation! It's simple.
| TRIPS IN A YEAR | AVERAGE TICKET PRICE (Rs) | DISCOUNT% | CUSTOMER BENEFITS (RS) |
|---|---|---|---|
| 3 round trip - domestic airline bookings | 10000 per trip | 10% | 3,000 |
| 3 trips with domestic hotel stay for 2 nights | 8000 per night | 20% | 9,600 |
| 1 round trip - international airline booking | 50000 per trip | 10% | 5,000 |
| 3 bus trips - domestic | 1000 per trip | Flat INR 125 | 375 |
| 1 trip with international hotel stay for 4 nights | 12000 per night | 20% | 9,600 |
| EMT BENEFITS | 27,575 | ||
| REWARD POINTS PER INR 100 SPENDS | REWARD POINTS | VALUE OF REWARD POINTS (RS) | |
| Base Rewards | 2 | 0.5 | 2,000 |
| Accelerated Rewards on select merchant categories | 10 | 2.5 | 2,500 |
| REWARD POINT BENEFITS | 4,500 | ||
| TOTAL YEARLY BENEFITS ON EASYMYTRIP CO-BRANDED CARD | 32,075 |
Assumptions -
1. 3 Domestic round trips, 1 international round trip
2. 1 Reward Point = INR 0.25
3. Assuming annual spends of INR 500000 with 20% spend on select merchant categories
Renewal Fee-INR 350 + GST; Renewal benefit- Renewal fee(2nd year onwards) waived on spends of INR 50,000 or more in the previous year.
Standard Chartered-EaseMyTrip Credit Card is a Co-brand Credit card between Standard Chartered Bank and EaseMyTrip with exclusive travel benefits. It combines the power of discounts with reward points making it one of the most rewarding travel credit card.
To know more and apply for Standard Chartered-EaseMyTrip Credit Card, please click on https://bit.ly/3NQ6e1x
Standard Chartered-EaseMyTrip credit card has exclusive travel benefits as mentioned below:
i. Instant discount benefit while booking hotel airline and bus tickets at EaseMyTrip website/app.
ii. Accelerated rewards for booking hotel and airline tickets at standalone hotel and airline website/app/outlets.
iii. Complimentary domestic and international lounge access.
There is no Joining fee on the Standard Chartered EaseMyTrip Credit Card for 1st year. There is a renewal fee of Rs 350 + GST from 2nd year onwards. Renewal fee will be reversed for clients with spends greater than or equal to Rs 50,000 in the previous year.
Client will be eligible for 10 reward points for every Rs 100/- (Rupees One Hundred Only) spent on booking airline tickets and hotel reservations on standalone airline or hotel websites/ mobile applications/outlets and not through any aggregators.
Identification of websites/applications/outlets as standalone airlines and hotel is based on the merchant category codes allotted by Visa. Standard Chartered Bank will not be responsible for providing 10 times rewards for purchases at websites/applications and outlets which have not registered themselves under merchant category codes assigned for airline or hotel websites/applications/outlets by Visa.
Yes, clients will be eligible for 2 reward points for every Rs 100/- (Rupees One Hundred Only) spent on all other category of retail spends, except spends on airline and hotel booking on standalone websites/applications/outlets, returned purchases, disputed or unauthorized/fraudulent transactions, finance charges, card account fees, cash withdrawals and charged back transactions.
There is no capping on the reward points earned per month on Standard Chartered EaseMyTrip credit card.
Reward points on EaseMyTrip credit card expires within 2 years from the date on which they are earned.
1 reward point = INR 0.25/- (Twenty-Five Paise Only)
i. The reward points earned can be redeemed through the rewards portal of the bank i.e., R360 https://retail.sc.com/in/rewards360/rewards_home/in.
ii. Client can also login to Online Banking & proceed to 360 Rewards.
iii. Client needs to select EaseMyTrip card in the drop-down menu (in case of multiple SCB credit cards)
Reward points earned on transactions done using Standard Chartered EaseMyTrip credit card prior to the statement generation date will reflect on the same month’s statement and also on R360 portal. For rewards earned on transactions after statement generation date, will reflect in the next statement.
No, reward points earned on Standard Chartered EaseMyTrip credit card cannot be redeemed against the credit card outstanding.
Yes, clients can earn reward points on transactions converted into EMI.
Yes, there is a redemption fee of INR 99/- (Rupees Ninety-Nine Only)
The client is eligible for instant discount benefit for hotel, airline and bus bookings done on EaseMyTrip website or mobile application using their Standard Chartered EaseMyTrip credit card.
Instant discount benefit is as below using Standard Chartered EaseMyTrip credit card on EaseMyTrip website/application/outlets. Clients will need to use coupon code “EMTSCB” in the payment page to avail this benefit.
| TRANSACTION CATEGORY | MINIMUM TRANSACTION VALUE | MINIMUM SPENDS IN CATEGORY | DISCOUNT | MAX DISCOUNT PER TRANSACTION | MAX DISCOUNT PER MONTH |
| Domestic Flight Bookings | NA | NA | FLAT 10% | INR 1,000 | INR 1,000 |
| International Flight Bookings | NA | NA | FLAT 10% | INR 5,000 | INR 5,000 |
| Domestic Hotel Bookings | NA | NA | FLAT 20% | INR 5,000 | INR 5,000 |
| International Hotel Bookings | NA | NA | FLAT 20% | INR 10,000 | INR 10,000 |
| Domestic Bus Service | INR 500 | NA | FLAT INR 125 | FLAT INR 125 | FLAT INR 125 |
Yes, clients will be eligible for instant discount benefit only once per month per card in each of the categories defined above. i.e., if a client has already earned instant discount once in a month on booking domestic flights through EaseMyTrip website/application, they will not be eligible for further discounts on booking domestic flights in that month using the same card. However, they can earn instant discount if a different category of booking is made apart from domestic flights. Also, in order to avail this benefit, clients will need to use coupon code “EMTSCB”.
No, there is no minimum transaction value criteria to be eligible for instant discount except for bus bookings, where a minimum transaction of Rs 500 is required.
Yes, instant discount benefit can be availed by both primary and supplementary card holders individually.
No. Client will be eligible for the instant discount benefit using Standard Chartered EaseMyTrip credit card only at EaseMyTrip website/app. Also, to avail this benefit, promo code “EMTSCB” needs to be applied.
No, client will not be eligible for 10 reward points. But will earn 2 reward points for every Rs 100/- (Rupees One Hundred Only) spent.
Yes, clients will be eligible for 1 complimentary domestic lounge visit per calendar quarter. Both primary and supplementary card holders will have this access individually.
Yes, clients will be eligible for Priority Pass which will be sent along with their Standard Chartered EaseMyTrip credit card
Clients will be eligible for 2 complimentary international lounge visit per calendar year using their Priority Pass. Both primary and supplementary card holders will have this access individually.
You can apply online and get an instant in-principle decision in minutes. A Bank representative will get in touch with you once you have submitted your application online successfully to complete the documentation requirement. You can expect to get your credit card, subject to final Policy and verification checks of the Bank, within 7-15 days from the time you submit your documents and signed application form, although it may take longer in some cases.
The credit limit will depend on various factors like your income, credit history, etc. Your credit limit is not a permanent figure and can be increased or lowered at a later date depending on your spends and repayment behavior.
Yes, you can apply for an add-on card. There won't be a separate credit limit for the add-on card.
A grace period is an interest-free period for you to pay your credit card balance in full without any interest rate charges. The grace period is calculated based on your billing cycle and not from the date of the transaction.
The minimum amount due every month shall be higher of the following (a)5% of the statement outstanding or (b) sum total of all installments billed, interest, fees, other charges, the amount that is over limit, and 1% of the principal or Re 250.
All overseas transactions are levied with a 3.5% transaction fee.
The Monthly interest rate is annualized to arrive at the Annualized Percentage Rate (APR). The monthly interest rate of 3.49% pm is annualized to arrive at an APR of 41.88% for all credit cards. However, for all Priority Visa Infinite, Ultimate, and Emirates World credit cards, the monthly interest rate is 3.10% pm (APR of 37.20%). For all instant credit card variants, the monthly interest rate is 1.99% pm (APR of 23.88%). Cash transactions will attract an interest rate of 3.49% (APR of 41.88%).
1) Online banking. 2) Bill Desk: From different bank accounts directly to your Card account.Visit https://www.sc.com/in/_documents/ billpay/billpay.html 3) NEFT / IBFT: From your bank account directly to your Card account by quoting the IFSC code SCBL0036001 and the address as MG Road, Mumbai. 4) Visa Money Transfer: In case of Visa franchisee credit cards, pay through your bank account using Visa Money Transfer. Fees for Visa Money Transfer may belevied by the initiating bank. Standard Chartered Online Banking:Standard Chartered account holders can pay through an account transfer. 5) ECS: Electronic Clearing Service (ECS) instruction can be initiated by submitting an ECS form authorizing transfer of funds. The ECS form needs to be attested by the bank from which the payment has to be made. Payments can be made through ECS in New Delhi, Kolkata, Mumbai,Ahmedabad, Pune, Coimbatore, Chennai,Hyderabad and Bangalore. You are responsible for ensuring that the ECS is honoured. 6) Cheque/Draft Payment: Dropping a cheque or a draft in favour of your Standard Chartered Bank Card no. xxxx xxxx xxxx xxxx (your 16 digit Card number) into any of our Cheque Collection Boxes. Visit www.sc.com/in for the complete list of the locations of Cheque Collection Boxes. The cheque or draft should be complete in all respects. Any material alteration must be duly counter signed. Make your payments at least 3 days in advance of your Payment Due Date to facilitate the timely credit of the funds into your Card account. Note that your credit limit will only be increased by the amount you have repaid after our receipt of your funds. In case we do not receive payment by the Payment Due Date, we reserve the right to levy Interest and Late Payment Charges. If you hold multiple Cards or EMI accounts with us, please give us clear instructions on the allocation of payment to these various Card accounts on the reverse of your cheques. If you are issuing separate cheques for each Card account, then, you should clearly specify Not to allocate on the reverse of the cheque. In the absence of any specific information on this front, we will apply the funds first towards clearance of the Minimum Amount Due in respect of all Card accounts you hold with us. Thereafter, the excess payment will be allocated sequentially towards payment of the Card account with highest balance. If any of your Card account is overdue, we reserve the right to prioritize payments to overdue accounts first as per our internal policy. For Cash payments, funds transfer and payment through Online banking, individual payment should be made against each of the accounts. 7) Cash: Cash payments can only be deposited at our branches using teller facilities.
You must notify us immediately if you become aware that your Credit Card has been lost,stolen or misused. Ahmedabad, Bangalore, Chennai, Delhi,Hyderabad, Kolkata, Mumbai, Pune- 3940 4444 / 6601 4444 Allahabad, Amritsar, Bhopal, Bhubaneswar,Chandigarh, Cochin / Ernakulam,Coimbatore, Indore, Jaipur, Jalandhar, Kanpur, Lucknow, Ludhiana, Nagpur, Patna, Rajkot, Surat, Vadodara - 3940 444 / 6601 444 Gurgaon, Noida -011 - 39404444 / 011 - 66014444 Jalgaon, Guwahati, Cuttack, Mysore,Thiruvananthpuram, Vishakhapatnam, Mathura, Proddatur, Dehradun, Saharanpur -1800 345 1000 Siliguri -1800 345 5000
You must notify us immediately if you become aware that your Card has been lost, stolen or misused. Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune- 3940 4444 / 6601 4444 Allahabad, Amritsar, Bhopal, Bhubaneswar, Chandigarh, Cochin / Ernakulam, Coimbatore, Indore, Jaipur, Jalandhar, Kanpur, Lucknow, Ludhiana, Nagpur, Patna, Rajkot, Surat, Vadodara - 3940 444 / 6601 444 Gurgaon, Noida -011 - 39404444 / 011 - 66014444 Jalgaon, Guwahati, Cuttack, Mysore, Thiruvananthpuram, Vishakhapatnam, Mathura, Proddatur, Dehradun, Saharanpur -1800 345 1000 Siliguri -1800 345 5000
