Track your card application status
 
Business Banking
Products

Business Instalment Loan (BIL)

Collateral free loans of up to INR 100 lakhs for 4 years, credit assessments based on GST statements. Interest refunds on linked current accounts.


Loan Against Property (LAP)

Secured loans of up to INR 20 crores for 20 years, various facilities to choose from – Term Loans, Home Saver facility, loan against rental receipts, commercial property purchase loans, attractive top-up upto INR 7.5 crores.


Current Account (CA)

Dynamic pricing based on monthly usage across current account variants, transact 24X7 with Straight2Bank - a fully-integrated internet banking platform and enjoy a comprehensive range of cash management solutions for SMEs.


Business Working Capital (BWC)

Meet your goals with flexible overdrafts, short term loans, trade finances and foreign exchange hedging with our one stop solution.


Trade/Fx

Trade internationally with the best-in-class real-time Forex rates, easy issuance of Letters of Credit, Bank Guarantees and a lot more.


Investments/Insurance

Get expert investment insights that will help you take the right decisions for business growth. Also find a single, easy to manage insurance that protects against the key risks that businesses face and offers the right kind of business security.


S2B (Straight2Bank)

Managing your business is now effortless with features like payment and trade solutions. Focus on your business growth while one platform takes care of your key business functions.


Business Instalment Loan Features
  • Collateral free loans of up to INR 100 lakhs up to a term of 4 years
  • Credit assessments based on GST statements
  • Interest refunds on linked current accounts
  • Attractive top-up facility based on existing loan track record
Loan Against Property Features
  • Secured loans of up to INR 20 crores for 20 years
  • Loans against residential and commercial properties
  • Loans to hotels for expansion and renovation
  • Lease Rental Discounting facility with only rental based eligibility assessment up to INR 10 crores
  • Loan To Value up to 80% on self-occupied residential property and 69% on self-occupied commercial property
Business Working Capital Features
  • Facility limits of up to INR 20 crores. across overdraft
  • Overdraft of up to 90% of property value, overall Loan to Value of 130% across all fund based and non-fund based facilities
  • Simplified rule-based assessment approach basis GST statements and property value
  • Offering facility against residential / commercial properties and FD
Current Account Features
  • An account tailor made for domestic and international trade and foreign exchange transactions with more convenience and preferential pricing as throughput routed through the account increases
  • Dynamic pricing based on monthly usage across current account variants
  • International Business Debit Card : A world class banking experience on the Business Visa infinite platform with customized offers, including access to over 1 million ATMs worldwide
Straight2Bank Features
  • Fully integrated, internet banking platform
  • Issue cheques and online DD anywhere
  • Multi-user access for business partners
  • Comprehensive set of customizable reports
  • Process multiple RTGS transactions in a single click
  • Best-in-class security
  • Seamlessly integrated across client ERPs
Trade/Fx Features
  • Best-in-class real-time Forex rates
  • Multi-currency Forex card and International Business debit card
  • Pre and post shipment credit in INR and FCY
  • Dedicated treasury specialist and trade advisor
  • Handling export and import bills (advance/collection/direct)
  • Easy issuance of Letters of Credit and Bank Guarantees
Investment & Insurance solutions Features
    Investments:
  • Mutual funds from over 15 fund-houses to help you grow your wealth
  • Benefit from our in-house research with exhaustive insights on markets,asset classes and currencies
  • Expertise recognised by the industry – winner of CNBC Financial Advisor Awards for seven years in a row (Best Foreign Bank)

  • Insurance:
  • Plans that protect your business against fire and allied perils, burglary, fidelity and public liability
  • Employee protection with options like Group Health and Group Personal Accident plans, Employer-Employee insurance

* FAQs


Fill required fields below

APPLICANT DETAILS

Are you an existing customer? *  Yes  No
Relation Type *
Other Relation Type
Nature of business *
Other Nature of business
Constitution *
Other Constitution
* 
 
* Indicates a mandatory field   

FAQs

Loan against Property

What is Loan against Property (LAP)?

A multi-purpose loan at very attractive rates
A loan which can be taken against your owned residential or commercial property

How much loan can I avail and in which locations? Standard Chartered Bank offers you a loan of upto
  • 70% of the market value of your property capped at a maximum ticket size of 10 Crore for 15 years tenure
  • It is available in 18 locations


Who is eligible for a Loan against Property (LAP)?
  • Positive net worth customers across entity type: Proprietorship, partnership and private ltd
  • Minimum turnover of 1 Crore


What are the basic documents required for applying for the facility?
  • Bank statements for the last 6 months
  • 2 years financials
  • Loan tracks
  • entity related documents
  • Collateral related documents
  • More specific details would be provided by our sales representative

What are the benefits for an existing customer?
You can top up a loan after 6 months
You can avail a host of other trade and working capital, liability and forex offerings at discounted rates
You can refer customers and win rewards upto 1 lakh

What are the variants available under Loan against Property (LAP)?
  • Pure term loan facility
  • Homesaver facility
  • Bundled with Current account with attractive interest refund of INR 1,50,000


Business Instalment loan

What is Business instalment Loan (BIL)?
  • A multi-purpose collateral free loan at attractive rates
  • A loan which can be taken for any of your business purposes

How much loan can I avail and in which locations?

Standard Chartered Bank offers you a loan of upto
  • 75 lacs for 3 years tenure
  • It is available in 18 locations

Who is eligible for a Business Instalment loan (BIL)?
  • Positive net worth customers across entity type: Proprietorship, partnership and private ltd
  • Minimum turnover of 1 Crore

What are the basic documents required for applying for the facility?
  • Bank statements for the last 6 months
  • 2 years financials
  • Loan tracks
  • entity related documents
  • More specific details would be provided by our sales representative

What are the benefits for an existing customer?
  • You can top up a Business Instalment loan (BIL) after 8 months
  • You can avail a host of other trade and working capital, liability and forex offerings at discounted rates
  • You can refer customers and win rewards upto 50K

What are the variants available under Business Instalment loan (BIL)?
  • Pure term loan facility
  • Guarantee instalment loans(CGTMSE)
  • Bundled with Current account

  This site is powered by RupeePower
  • Website Usage Terms
  • Data Protection & Privacy Policy
  • About Us
  • Investor Relations
  • News & Media
  • Sustainability
  • Worldwide Locations
© Standard Chartered 2021